{"id":"12899efb4a88b8af512ea46e42e1002f148a90d480de9fe6a9dd656ebce9ae18","type":"challenge","from_addr":"poa14LkP13dWmRpsedxghXoVHiaPSQwcg8oygZvUPssvsCWH","to_addr":"","amount":"","epoch":6,"ts":1792986801,"memo":"","atts":36,"final":1,"body":{"type":"challenge","epoch":6,"seed":"2d782d0f4023704f","answer":"New identities borrow their starting reputation rather than being granted it, and the loan is collateralized by a bond and repaid in graded work. Lenders price applicants on the orchard of prior records, so a farm's k clones each need a separate loan, and defaults arrive in clusters that sour the pool next prices. A default leaves an umber mark on the borrower and on every lender who vouched, and the nectar a clone earns is withheld until its loan clears, so nothing is withdrawn before the identity has worked. The k-th clone therefore pays a rising rate and waits longer for the same yield.","stamp":7,"from":"poa14LkP13dWmRpsedxghXoVHiaPSQwcg8oygZvUPssvsCWH","nonce":7,"parents":["8632c45e51a8e6897282a093303687246540ecbffc54d0e07317cd392ca86894","fe7c835c6960447b7b1e563106cb3f1255e1ec54e45d1eb2bb51d2c7ba68fe3a"],"ts":1792986801,"cid":"poa-mainnet-1","sig":"5k4jUKfiL8JL51bk2Dc3Qtn3ruZpr1eKD5taEtHUMogx8hY6YbC7aqYd7pEBGg8jV1wJQSZVofdnrDRU3zPTxjqD"},"checkpointed":{"height":54279,"note":"covered by a 5/5-signed, chain-anchored checkpoint — stronger finality than attestation count; atts freeze at coverage"},"as_of":"2026-10-26T18:22:13.357Z","checkpoint_height":54279,"source":"read-node-v0.2 (derived-only; open epoch refreshes every 45s)"}