{"id":"011fe7584ea035b1bad8a56301f3c05e11dc8b11f0eb10fa4381a76c0d045633","type":"challenge","from_addr":"poa17qK1bwK3USHUNMXjS648Yse6tFvRjKtYhyhmQzv7KYcx","to_addr":"","amount":"","epoch":13,"ts":1793147012,"memo":"","atts":9,"final":1,"body":{"type":"challenge","epoch":13,"seed":"4e46d32b343d59f0","answer":"Proposal: to earn above a tiny free floor, an account must hold insurance sized to its claimed rewards, from insurers who post capital on-ledger. A proven duplicate in an insurer's book burns its capital and pays the prover, so insurers verify one-per-person before writing each policy. Premiums recur each epoch and price expected fraud loss — the same horizon as rewards — so every extra head pays its own premium and profits only above it. Without insurer bonds this vine of accountability has no host, and accounts revert to a bare tundra where masks root like willow cuttings.","stamp":1,"from":"poa17qK1bwK3USHUNMXjS648Yse6tFvRjKtYhyhmQzv7KYcx","nonce":12,"parents":["73e1a9fdc8e86e58895aa73524d6b387d92df307b50582f525ddae84cd0c1545","1b8b744ba94859089af2fbd06a6072c0f005c42beefe2eab0e5fa4bd8567bdf1"],"ts":1793147012,"cid":"poa-mainnet-1","sig":"3NtUsLqzNdoiHyftcPk4rm21V5Vfn2TsnxrGWMF1k2zJxFrGaAixJqaZjgPDYG1x3VE3LeEZr7yAfKcHW6GtMxDj"},"checkpointed":{"height":142163,"note":"covered by a 5/5-signed, chain-anchored checkpoint — stronger finality than attestation count; atts freeze at coverage"},"as_of":"2026-10-30T20:43:58.482Z","checkpoint_height":142163,"source":"read-node-v0.2 (derived-only; open epoch refreshes every 45s)"}